Introduction

At NetWorth Calculator ("we," "our," or "us"), we respect your privacy and are committed to protecting your personal and financial information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and services.

Please read this Privacy Policy carefully. By accessing or using our website and services, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy. If you do not agree with our policies and practices, please do not use our website or services.

Information We Collect

We collect several types of information from and about users of our website, including:

Personal Information

When you register for an account, we collect:

• Username
• Email address
• Password (stored in encrypted form)

Financial Information

When you use our NetWorth Calculator, we collect the financial data you input, including:

• Asset values (cash, investments, real estate, vehicles, other assets)
• Liability values (mortgage, auto loans, credit cards, student loans, other debts)
• Calculated net worth

This information is stored securely and associated with your account to allow you to track changes over time.

Usage Information

We automatically collect certain information about your device and how you interact with our website, including:

• IP address
• Browser type and version
• Operating system
• Pages visited and time spent on pages
• Referring website
• Device information

Cookies and Similar Technologies

We use cookies and similar tracking technologies to track activity on our website and store certain information. Cookies are files with a small amount of data that may include an anonymous unique identifier. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our website.

We use the following types of cookies:

• Essential cookies: Necessary for the website to function properly
• Preference cookies: Remember your preferences and settings (such as dark mode)
• Analytics cookies: Help us understand how visitors interact with our website

How We Use Your Information

We use the information we collect about you for various purposes, including to:

• Provide, maintain, and improve our website and services
• Create and manage your account
• Store and process your financial data to calculate and track your net worth
• Generate historical charts and reports of your financial progress
• Respond to your comments, questions, and requests
• Send you technical notices, updates, security alerts, and support messages
• Understand how users interact with our website to improve user experience
• Detect, prevent, and address technical issues or fraudulent activities
• Comply with legal obligations

How We Share Your Information

We do not sell, trade, or otherwise transfer your personal information to outside parties except in the following circumstances:

Service Providers

We may share your information with third-party service providers who perform services on our behalf, such as hosting, data analysis, payment processing, and customer service. These service providers have access to your personal information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).

Business Transfers

If we are involved in a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction. We will notify you via email and/or a prominent notice on our website of any change in ownership or uses of your personal information.

With Your Consent

We may share your information with third parties when you explicitly consent to such sharing.

Data Security

We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, please also remember that we cannot guarantee that the internet itself is 100% secure. Although we will do our best to protect your personal information, transmission of personal information to and from our website is at your own risk. You should only access the website within a secure environment.

How We Protect Your Financial Data

We take additional measures to protect your financial information:

• All data is transmitted using secure HTTPS connections
• Passwords are stored using strong one-way hashing algorithms
• Financial data is encrypted in our database
• Regular security audits and updates
• Strict access controls to limit who can access user data

Your Data Protection Rights

Depending on your location, you may have certain rights regarding your personal information, including:

Right to Access

You have the right to request copies of your personal information. We may charge a small fee for this service.

Right to Rectification

You have the right to request that we correct any information you believe is inaccurate or complete information you believe is incomplete.

Right to Erasure

You have the right to request that we erase your personal information, under certain conditions.

Right to Restrict Processing

You have the right to request that we restrict the processing of your personal information, under certain conditions.

Right to Data Portability

You have the right to request that we transfer the data we have collected to another organization, or directly to you, under certain conditions.

If you would like to exercise any of these rights, please contact us using the information provided in the "Contact Us" section below.

Children's Privacy

Our website is not intended for children under 16 years of age. We do not knowingly collect personal information from children under 16. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us. If we become aware that we have collected personal information from children without verification of parental consent, we take steps to remove that information from our servers.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top of this page. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, please contact us:

• By email: privacy@networthcalculator.online
• By visiting our contact page: contact-us.php