Terms of Service

Last Updated: April 21, 2025

1. Introduction

Welcome to NetWorth Calculator. These Terms of Service ("Terms") govern your access to and use of the NetWorth Calculator website and services (collectively, the "Service"). Please read these Terms carefully before using our Service.

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the Service.

2. Definitions

  • "Service" refers to the NetWorth Calculator website and all related services, features, content, and applications operated by us.
  • "User" refers to individuals who access or use the Service, whether registered or unregistered.
  • "Account" refers to a registered user's profile and associated data on the Service.
  • "Content" refers to all information and data that is uploaded, stored, or transmitted through the Service, including but not limited to financial data, text, graphics, and calculations.

3. Account Registration and Security

To use certain features of the Service, you may need to register for an account. When you register, you agree to provide accurate, current, and complete information about yourself and to update this information to keep it accurate, current, and complete.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password. We encourage you to use "strong" passwords (passwords that use a combination of upper and lower case letters, numbers, and symbols) with your account.

You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

4. User Content and Conduct

Our Service allows you to input, store, and analyze financial information. You retain all rights to your data, but you grant us a license to use, process, and store this data as necessary to provide the Service to you.

You are solely responsible for the accuracy and completeness of the financial information you input into the Service. We do not verify the accuracy of user-provided information.

You agree not to use the Service to:

  • Violate any applicable laws or regulations
  • Infringe upon the rights of others
  • Submit false or misleading information
  • Upload or transmit viruses, malware, or other malicious code
  • Interfere with or disrupt the integrity or performance of the Service
  • Attempt to gain unauthorized access to the Service or related systems
  • Collect or track personal information of other users
  • Engage in any activity that could harm, disable, or impair the Service

5. Intellectual Property Rights

The Service and its original content (excluding user-provided content), features, and functionality are and will remain the exclusive property of NetWorth Calculator and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of NetWorth Calculator.

6. Disclaimer of Warranties

The Service is provided on an "AS IS" and "AS AVAILABLE" basis. NetWorth Calculator and its suppliers expressly disclaim all warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

NetWorth Calculator makes no warranty that:

  • The Service will meet your requirements
  • The Service will be uninterrupted, timely, secure, or error-free
  • The results that may be obtained from the use of the Service will be accurate or reliable
  • The quality of any products, services, information, or other material purchased or obtained by you through the Service will meet your expectations

7. Financial Disclaimer

The NetWorth Calculator is designed to help you track and calculate your net worth based on the information you provide. It is not intended to provide financial, investment, legal, or tax advice. The calculations and information provided by the Service are for informational and educational purposes only.

Before making any financial decisions, we strongly recommend consulting with qualified professionals such as financial advisors, accountants, or attorneys. Financial decisions should be based on your individual circumstances and goals.

We do not guarantee the accuracy of calculations or the suitability of the Service for your specific financial situation. The Service should not be relied upon as the sole basis for financial decisions.

8. Limitation of Liability

In no event shall NetWorth Calculator, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of or inability to access or use the Service
  • Any conduct or content of any third party on the Service
  • Any content obtained from the Service
  • Unauthorized access, use, or alteration of your transmissions or content
  • Financial decisions made based on information provided by the Service

In jurisdictions where the exclusion or limitation of liability for consequential or incidental damages is not allowed, our liability will be limited to the maximum extent permitted by law.

9. Indemnification

You agree to defend, indemnify, and hold harmless NetWorth Calculator, its directors, employees, partners, agents, suppliers, and affiliates from and against any claims, liabilities, damages, losses, and expenses, including without limitation reasonable attorney's fees and costs, arising out of or in any way connected with:

  • Your access to or use of the Service
  • Your violation of these Terms
  • Your violation of any third-party right, including without limitation any intellectual property right, privacy right, or publicity right
  • Any content you submit to the Service

10. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service or delete your account through the account settings.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

11. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any changes by posting the new Terms on this page and updating the "Last Updated" date at the top of this page.

Your continued use of the Service after any such changes constitutes your acceptance of the new Terms. If you do not agree to the new terms, please stop using the Service.

12. Governing Law

These Terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

13. Entire Agreement

These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have had between us regarding the Service.

14. Contact Us

If you have any questions about these Terms, please contact us:

  • By email: terms@networthcalculator.online
  • By visiting our contact page: contact-us.php